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	<title>Comments on: Did Obama Make Your Home Affordable?  &#8211; Borrowers Speak Your Mind -</title>
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	<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
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		<title>By: Connie</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-165</link>
		<dc:creator>Connie</dc:creator>
		<pubDate>Mon, 28 Sep 2009 13:06:01 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-165</guid>
		<description>I paid a company to try it for me and got nothing from it. They stole my money. Niw I can&#039;t reach them. Not sure if these companies are part of Obama&#039;s plan. That&#039;s where confusion lies. Someone else told me only the banks are tied to Obama&#039;s plan but the compny I worked with implied working with them was the same as working with my bank. Don&#039;t think that was true. I am trying again with my bank now and been waiting for almost 3 months. Mortgage now behind 7 months. With husband out of work, if the modification is denied, we will lose our home. No way to catch up. We&#039;re praying about it.</description>
		<content:encoded><![CDATA[<p>I paid a company to try it for me and got nothing from it. They stole my money. Niw I can&#8217;t reach them. Not sure if these companies are part of Obama&#8217;s plan. That&#8217;s where confusion lies. Someone else told me only the banks are tied to Obama&#8217;s plan but the compny I worked with implied working with them was the same as working with my bank. Don&#8217;t think that was true. I am trying again with my bank now and been waiting for almost 3 months. Mortgage now behind 7 months. With husband out of work, if the modification is denied, we will lose our home. No way to catch up. We&#8217;re praying about it.</p>
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		<title>By: Mirelda</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-164</link>
		<dc:creator>Mirelda</dc:creator>
		<pubDate>Mon, 28 Sep 2009 01:50:22 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-164</guid>
		<description>worked for me. rate and payment reduced for 5 years.</description>
		<content:encoded><![CDATA[<p>worked for me. rate and payment reduced for 5 years.</p>
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		<title>By: Dougthegangster</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-127</link>
		<dc:creator>Dougthegangster</dc:creator>
		<pubDate>Mon, 24 Aug 2009 02:25:58 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-127</guid>
		<description>As my father says all the time, it was nothing but political shenanigans. Obama never talks about this program any more.</description>
		<content:encoded><![CDATA[<p>As my father says all the time, it was nothing but political shenanigans. Obama never talks about this program any more.</p>
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		<title>By: danandnatalie</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-126</link>
		<dc:creator>danandnatalie</dc:creator>
		<pubDate>Sun, 23 Aug 2009 00:20:46 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-126</guid>
		<description>I am not clear what Making Home Affordable is. I call it a joke. If the Oblama administration intended for this to have a true affect, they would have made it like taxes. Lenders must do it or else. As it turns out, this was nothing but words on paper for most people. I work with a nonprofit trying to help people stuck with these mortgages. Out of every 10 people that should get a modification approved, only 3 get one done in time to help them. I take this burden home with me every day that I can&#039;t help more people. I bet Mr. Obama sleeps well at night.</description>
		<content:encoded><![CDATA[<p>I am not clear what Making Home Affordable is. I call it a joke. If the Oblama administration intended for this to have a true affect, they would have made it like taxes. Lenders must do it or else. As it turns out, this was nothing but words on paper for most people. I work with a nonprofit trying to help people stuck with these mortgages. Out of every 10 people that should get a modification approved, only 3 get one done in time to help them. I take this burden home with me every day that I can&#8217;t help more people. I bet Mr. Obama sleeps well at night.</p>
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		<title>By: Pony</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-125</link>
		<dc:creator>Pony</dc:creator>
		<pubDate>Fri, 21 Aug 2009 13:37:55 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-125</guid>
		<description>wife and I both lost our jobs after workiing in same place for 15 years. have not gotten new positions yet. wells fargo said all the programs require we have to show income to pay debts even after they would lower the mortgage payment. we will try again after i get new job.</description>
		<content:encoded><![CDATA[<p>wife and I both lost our jobs after workiing in same place for 15 years. have not gotten new positions yet. wells fargo said all the programs require we have to show income to pay debts even after they would lower the mortgage payment. we will try again after i get new job.</p>
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		<title>By: Jeanette</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-124</link>
		<dc:creator>Jeanette</dc:creator>
		<pubDate>Thu, 20 Aug 2009 20:00:27 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-124</guid>
		<description>I got nothing acomplished. Not a change in my loan or a refinance. My sister had very similar case as mine but she got her loan modified. Her mortgage company was different from mine. Maybe that&#039;s part of the key. I have given up now. Had to file bankruptcy in June. I used to be angry. But realize it&#039;s the nature of the beast and the country we live in. At least bankruptcy was available and I have a home. I have nowhere else to go. No family.</description>
		<content:encoded><![CDATA[<p>I got nothing acomplished. Not a change in my loan or a refinance. My sister had very similar case as mine but she got her loan modified. Her mortgage company was different from mine. Maybe that&#8217;s part of the key. I have given up now. Had to file bankruptcy in June. I used to be angry. But realize it&#8217;s the nature of the beast and the country we live in. At least bankruptcy was available and I have a home. I have nowhere else to go. No family.</p>
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		<title>By: unis</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-123</link>
		<dc:creator>unis</dc:creator>
		<pubDate>Thu, 20 Aug 2009 04:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-123</guid>
		<description>No, no and no. How is it that Obama passes a law that big companies can then decide if/when/who/why/what they want to do. They can lose all the paperwork and lie about everything, have stupid employees who don&#039;t know what&#039;s going on and then come STEAL OUR HOME. Your law is crap Obama. I have already written to the president. But please send my comment again. This was all political nonsense.</description>
		<content:encoded><![CDATA[<p>No, no and no. How is it that Obama passes a law that big companies can then decide if/when/who/why/what they want to do. They can lose all the paperwork and lie about everything, have stupid employees who don&#8217;t know what&#8217;s going on and then come STEAL OUR HOME. Your law is crap Obama. I have already written to the president. But please send my comment again. This was all political nonsense.</p>
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		<title>By: olivia t.</title>
		<link>http://newjerseymortgageblog.com/did-obama-make-your-home-affordable-borrower-talkback-your-mortgage-modification/comment-page-1#comment-122</link>
		<dc:creator>olivia t.</dc:creator>
		<pubDate>Thu, 20 Aug 2009 03:49:28 +0000</pubDate>
		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=970#comment-122</guid>
		<description>it took us 6.5 months to get citimortgage to do it, but finally we got the modification. we went back &amp; forth with our debts and income before the new payment made any sense. took them so long to figure out our income and expenses. we&#039;re just regular 9 to 5 working people with a regular paycheck. we don&#039;t know why it was so hard for them to figure out.</description>
		<content:encoded><![CDATA[<p>it took us 6.5 months to get citimortgage to do it, but finally we got the modification. we went back &amp; forth with our debts and income before the new payment made any sense. took them so long to figure out our income and expenses. we&#8217;re just regular 9 to 5 working people with a regular paycheck. we don&#8217;t know why it was so hard for them to figure out.</p>
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