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	<title>Comments on: FHA Streamline Refinance Rules Changing For The Worse, Much Worse &#8211; as of November 2009</title>
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	<link>http://newjerseymortgageblog.com/fha-streamline-refinance-rules-changing-for-the-worse-much-worse-as-of-november-2009</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
	<lastBuildDate>Thu, 17 Nov 2011 23:43:35 -0500</lastBuildDate>
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		<title>By: Carol</title>
		<link>http://newjerseymortgageblog.com/fha-streamline-refinance-rules-changing-for-the-worse-much-worse-as-of-november-2009/comment-page-1#comment-171</link>
		<dc:creator>Carol</dc:creator>
		<pubDate>Wed, 30 Sep 2009 17:06:58 +0000</pubDate>
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		<description>@Cal - Sometimes the borrower must bring a check to closing for the new escrows.  If so, we need to show the borrower has the funds in the bank before the closing.</description>
		<content:encoded><![CDATA[<p>@Cal &#8211; Sometimes the borrower must bring a check to closing for the new escrows.  If so, we need to show the borrower has the funds in the bank before the closing.</p>
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		<title>By: Cal</title>
		<link>http://newjerseymortgageblog.com/fha-streamline-refinance-rules-changing-for-the-worse-much-worse-as-of-november-2009/comment-page-1#comment-169</link>
		<dc:creator>Cal</dc:creator>
		<pubDate>Tue, 29 Sep 2009 22:57:33 +0000</pubDate>
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		<description>What do you mean when you say verification of assets will be required. Why do we need assets to refinance?</description>
		<content:encoded><![CDATA[<p>What do you mean when you say verification of assets will be required. Why do we need assets to refinance?</p>
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		<title>By: Owen Gray</title>
		<link>http://newjerseymortgageblog.com/fha-streamline-refinance-rules-changing-for-the-worse-much-worse-as-of-november-2009/comment-page-1#comment-168</link>
		<dc:creator>Owen Gray</dc:creator>
		<pubDate>Tue, 29 Sep 2009 22:19:24 +0000</pubDate>
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		<description>I don&#039;t see why they are making it more difficult now. And fha is a disadvantage then. People with a fannie may loan can refinance over 100% of what they owe. I heard up to 125%.

I hate to raise the &#039;this is not fair&#039; flag, but this is a terrible dichotomy between the 2 programs.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t see why they are making it more difficult now. And fha is a disadvantage then. People with a fannie may loan can refinance over 100% of what they owe. I heard up to 125%.</p>
<p>I hate to raise the &#8216;this is not fair&#8217; flag, but this is a terrible dichotomy between the 2 programs.</p>
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		<title>By: Randall</title>
		<link>http://newjerseymortgageblog.com/fha-streamline-refinance-rules-changing-for-the-worse-much-worse-as-of-november-2009/comment-page-1#comment-167</link>
		<dc:creator>Randall</dc:creator>
		<pubDate>Tue, 29 Sep 2009 22:14:51 +0000</pubDate>
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		<description>so if i owe 205000 on one mortgage and 25000 on the other, what&#039;s the calculation to use?</description>
		<content:encoded><![CDATA[<p>so if i owe 205000 on one mortgage and 25000 on the other, what&#8217;s the calculation to use?</p>
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