Privacy Policy

We are committed to protecting your privacy while you use this blog.

You should also refer to the Terms of Service and Legal Disclaimer.

  1. When you are just browsing the blog.  We do not collect, capture, or retain any information about you. If you choose to post a comment to the blog, we will retain a partial name or alias that you provide. You will need to provide an email address if you want us to respond to your comment. Your email address is not displayed on the blog.  Having a valid email address also insures we do not dismiss your comment as robot spam.When you post comments to the blog, you can instruct us to remember you so you do not need to re-enter your information in order to post additional comments to the blog. This function is based on cookies, and is only used for this purpose.  When visiting the blog, the IP address used to access the site may be logged along with the dates and times of access. This information is purely used to analyze trends, administer the site, track user movement and gather broad demographic information for internal use. Most importantly, any recorded IP addresses are not linked to personally identifiable information.
  2. About cookies.  Cookies are pieces of data assigned by a Web server to the browser on your PC. Cookies help Web sites to keep track of your preferences and to recognize return visitors. So, when you return to a Web site you’ve visited before, your browser gives this data back to the server. Contrary to reports about cookies and online privacy, cookies do not contain viruses and most cannot reveal any personally identifiable information about you unless you willingly provide it as a user on a site.We use cookies to make your online experience with us more personalized. You can set your browser to reject cookies. However, if you choose to reject cookies, you may not be able to take advantage of all functionality available on the blog.The latest versions of browsers allow you to reject cookies automatically. With this feature it may not be necessary for you to set your browser to reject cookies. Earlier versions of browsers may require you to set your browser to reject cookies when you are just browsing and accept cookies when you want to post a comment to the blog.
    We encourage you to read the privacy policies of the Web sites you visit before you accept cookies from them.
  3. Google Adsense.  If Google ads are visible on any site page, note that Google, as a third party advertisement vendor, uses cookies to serve ads on this site. The use of DART cookies by Google enables them to serve adverts to visitors that are based on their visits to this website as well as other sites on the internet.  To opt out of the DART cookies you may visit the Google ad and content network privacy policy at the following url http://www.google.com/privacy_ads.html  Tracking of users through the DART cookie mechanisms are subject to Google’s own privacy policies.  Other Third Party ad servers or ad networks may also use cookies to track users activities on this website to measure advertisement effectiveness and other reasons that will be provided in their own privacy policies.  Newjerseymortgageblog.com has no access or control over these cookies that may be used by third party advertisers.
  4. About marketing. If you provide your email address for this blog, we will not sign you up for or send you any marketing email messages, nor will we share your email address with others.
  5. Protecting children’s privacy online. In compliance with the Children’s Online Privacy Protection Act (COPPA), we will not knowingly collect or use personal information from children under the age of 13. Please note we are not responsible for the data collection and use practices of non-affiliated third parties to which our blog may link.For more information about the COPPA and other Privacy Initiatives, visit the FTC Web site.
  6. Links to non-affiliated sites.  We are not responsible for the information-collection practices of the non-affiliated links that may be present on the blog. We recommend you review the privacy policies of each of the linked Web sites you visit before you provide them with any personally-identifiable information.

This policy is effective as of January 1, 2008.

Comments on this entry are closed.