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	<title>The New Jersey Mortgage Blog &#187; 7/1 ARM</title>
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	<link>http://newjerseymortgageblog.com</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
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		<title>I Own a Home in New Jersey and Want to Refinance With the Lowest Possible Payment</title>
		<link>http://newjerseymortgageblog.com/i-own-a-home-in-new-jersey-and-want-to-refinance-with-the-lowest-possible-payment</link>
		<comments>http://newjerseymortgageblog.com/i-own-a-home-in-new-jersey-and-want-to-refinance-with-the-lowest-possible-payment#comments</comments>
		<pubDate>Mon, 13 Dec 2010 01:43:13 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[7/1 ARM]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=3229</guid>
		<description><![CDATA[Would we agree everybody wants the lowest payment and the lowest interest rate?  I&#8217;ve never had a borrower tell me they want the highest rate possible.  Really, I haven&#8217;t. How can I lower my payment the most?  I get the question a lot.  Most borrowers who close their loan could have gotten a lower monthly [...]]]></description>
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		<title>Do You Want to Take Advantage of Low Rates, But Will Be Moving in 4 to 7 Years?</title>
		<link>http://newjerseymortgageblog.com/do-you-want-to-take-advantage-of-low-rates-but-will-be-moving-in-4-to-7-years</link>
		<comments>http://newjerseymortgageblog.com/do-you-want-to-take-advantage-of-low-rates-but-will-be-moving-in-4-to-7-years#comments</comments>
		<pubDate>Wed, 22 Jul 2009 16:20:56 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Adjustable Rate Mortgage]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[5/1 ARM]]></category>
		<category><![CDATA[7/1 ARM]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Refinancing]]></category>

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		<description><![CDATA[Most borrowers have always been accustomed to getting 30-year fixed mortgage loans. Even when not practical, many still want the 30-year fixed rate. But for anyone moving/selling within 4 to 7 years, some thought should be given to a more short-term mortgage such as the 5/1 ARM or the 7/1 ARM. What is the 5/1 [...]]]></description>
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