Credit Repair

Higher Credit Scores Will Get You a Lower Rate: Raise Scores With a Secured Visa Credit Card

Having a high credit score means more today than I can ever remember.  Your chances of getting credit with a score under 620 is virtually impossible. Just 3 years ago, almost anyone could buy a home and get a mortgage with a 560 score. And, you could have done it with zero down. But unless you [...]

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Did You Know? It is 100% Perfectly Legal to “Repair” Your Credit – And You Should

Repairing your credit with the credit bureau is definitely your right and it is completely legal.   In reality, “credit repair” may be a poor description.   Who knows where the term originated.   What consumers are really doing is making certain the credit bureau reports accurate information about their debt management.  Credit bureaus cannot report information that [...]

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