May 17, 2009
Your FICO credit score is the single biggest factor in determining whether you get the best rates for mortgages, loans and credit cards. This score gives lenders an idea of how well you pay bills, live within your means and manage your debt.
If your score is 740 or above, you’ll get the best rates. Below [...]
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May 16, 2009
After you apply for a mortgage and you’re told you have been pre-approved, don’t think it’s all smooth sailing to the closing table. Because YOU might do something to foul things up. Happens a lot, especially if you were not warned by your loan officer.
Even if you were pre-approved at the beginning, the mortgage approval [...]
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