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	<title>The New Jersey Mortgage Blog &#187; Debt</title>
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	<link>http://newjerseymortgageblog.com</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
	<lastBuildDate>Tue, 17 Aug 2010 03:28:12 +0000</lastBuildDate>
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		<title>12 &#8220;Must Know&#8221; Tips For New Home Buyers in New Jersey</title>
		<link>http://newjerseymortgageblog.com/the-most-common-mistakes-made-by-borrowers-when-buying-or-refinancing-a-home</link>
		<comments>http://newjerseymortgageblog.com/the-most-common-mistakes-made-by-borrowers-when-buying-or-refinancing-a-home#comments</comments>
		<pubDate>Tue, 30 Mar 2010 18:40:44 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Downpayment]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[First Time HomeBuyer]]></category>
		<category><![CDATA[Pre-approved]]></category>
		<category><![CDATA[Pre-qualified]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Interest Rates]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2333</guid>
		<description><![CDATA[For most people, buying a home is the biggest financial investment they will make in a lifetime.  Many homebuyers get involved in the process without knowing all the facts and without knowing how all the various pieces fit together.   Frankly, qualifying for the mortgage may be the simplest piece of the puzzle, yet it&#8217;s where home buyers place [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Here&#8217;s a List of Resources and Contacts to Help You Modify Your New Jersey Mortgage or Save Your Home From Foreclosure</title>
		<link>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure</link>
		<comments>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure#comments</comments>
		<pubDate>Sun, 14 Mar 2010 23:57:57 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Obama Housing Stimulus]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2300</guid>
		<description><![CDATA[If you can no longer afford your mortgage payment and need assistance and information to help you through the process, visit some of the sites below.  Information will be most critical as you work to stay in your home and/or lower your payment.  You must stay informed.  Do not depend or rely on anything or [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Good Credit For New Jersey Mortgage Approval Isn&#8217;t Rocket Science</title>
		<link>http://newjerseymortgageblog.com/good-credit-isnt-rocket-science</link>
		<comments>http://newjerseymortgageblog.com/good-credit-isnt-rocket-science#comments</comments>
		<pubDate>Mon, 18 May 2009 01:46:16 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=371</guid>
		<description><![CDATA[Your FICO credit score  is the single biggest factor in determining whether New Jersey borrowers get the best rates for mortgages, loans and credit cards.  This score gives lenders an idea of how well you pay bills, live within your means and manage your debt.
If your score is 740 or above, you&#8217;ll get the best [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>9 Things You Must NEVER Do While You Wait For Your New Jersey Loan To Close</title>
		<link>http://newjerseymortgageblog.com/9-things-you-must-never-do-while-you-wait-for-your-loan-to-close</link>
		<comments>http://newjerseymortgageblog.com/9-things-you-must-never-do-while-you-wait-for-your-loan-to-close#comments</comments>
		<pubDate>Sat, 16 May 2009 16:31:39 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Underwriting]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=338</guid>
		<description><![CDATA[After you apply for a mortgage in New Jersey and you&#8217;re told you have been pre-approved, don&#8217;t think it&#8217;s all smooth sailing to the closing table.  Because YOU might do something to foul things up.  Happens a lot, especially if you were not warned by your loan officer.
Even if you were pre-approved at the beginning, [...]]]></description>
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		<slash:comments>2</slash:comments>
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