FICO

Keeping Your Credit Score High While Shopping for a Mortgage in New Jersey

There is a HUGE misunderstanding among MOST mortgage shoppers that whenever a mortgage lender in New Jersey pulls their credit, the score will drop.  Therefore, the borrower decides they have no choice but to shop for a mortgage without the lender seeing their credit at all, or by telling the lender what they believe their [...]

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Good Credit For New Jersey Mortgage Approval Isn’t Rocket Science

Your FICO credit score  is the single biggest factor in determining whether New Jersey borrowers get the best rates for mortgages, loans and credit cards.  This score gives lenders an idea of how well you pay bills, live within your means and manage your debt. If your score is 740 or above, you’ll get the [...]

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9 Things You Must NEVER Do While You Wait For Your New Jersey Loan To Close

After you apply for a mortgage in New Jersey and you’re told you have been pre-approved, don’t think it’s all smooth sailing to the closing table.  Because YOU might do something to foul things up.  Happens a lot, especially if you were not warned by your loan officer. Even if you were pre-approved at the [...]

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