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	<title>The New Jersey Mortgage Blog &#187; Foreclosure</title>
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	<link>http://newjerseymortgageblog.com</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
	<lastBuildDate>Sun, 06 May 2012 19:41:22 +0000</lastBuildDate>
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		<item>
		<title>Wall Street Snakes by Again With a $25 Billion Settlement With Wrongfully Foreclosed Homeowners</title>
		<link>http://newjerseymortgageblog.com/wall-street-snakes-by-again-with-a-25-billion-settlement-with-wrongfully-forelcosed-homeowners</link>
		<comments>http://newjerseymortgageblog.com/wall-street-snakes-by-again-with-a-25-billion-settlement-with-wrongfully-forelcosed-homeowners#comments</comments>
		<pubDate>Sat, 11 Feb 2012 00:11:24 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Predatory Lending]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=3520</guid>
		<description><![CDATA[February 2012 and here we go again.  After stealing the homes of millions of Americans &#8211; with the aid of lawyers and our judicial system &#8211; the 5 biggest lenders may settle the catastrophe for the measly sum of $25 billion. That&#8217;s like you settling a legal case for a loaf of bread. Under the [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/wall-street-snakes-by-again-with-a-25-billion-settlement-with-wrongfully-forelcosed-homeowners/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Countrywide to Issue Borrower Refunds for $108 Million After FTC Settlement</title>
		<link>http://newjerseymortgageblog.com/countrywide-to-issue-borrowers-refunds-for-108-million-after-ftc-settlement</link>
		<comments>http://newjerseymortgageblog.com/countrywide-to-issue-borrowers-refunds-for-108-million-after-ftc-settlement#comments</comments>
		<pubDate>Sun, 24 Jul 2011 17:02:45 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage Fraud]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=3453</guid>
		<description><![CDATA[Did you have a mortgage serviced by Countrywide between Jan. 1, 2005, and July 1, 2008? If yes, you could be entitled to a refund ranging from $500 to several thousand dollars. It is estimated that more than 450,000 borrowers who took out mortgages with Countrywide Financial will soon receive refund checks. The refunds come [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/countrywide-to-issue-borrowers-refunds-for-108-million-after-ftc-settlement/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Out-Of-Work Borrowers Getting Special HUD Loans To Avoid Foreclosure</title>
		<link>http://newjerseymortgageblog.com/out-of-work-borrowers-getting-hud-loans-to-avoid-foreclosure</link>
		<comments>http://newjerseymortgageblog.com/out-of-work-borrowers-getting-hud-loans-to-avoid-foreclosure#comments</comments>
		<pubDate>Tue, 25 Jan 2011 18:29:08 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[New Jersey]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=3344</guid>
		<description><![CDATA[In case you missed it, back in October 2010, the U.S. Department of Housing and Urban Development (HUD) announced a new loan program to assist eligible homeowners with payments of mortgage arrearages. The $1 billion plan is available in 32 states and Puerto Rico. According to HUD, &#8220;The program will offer a declining balance, deferred [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/out-of-work-borrowers-getting-hud-loans-to-avoid-foreclosure/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help For New Jersey Unemployed Homeowners Under New Government Program</title>
		<link>http://newjerseymortgageblog.com/help-for-new-jersey-unemployed-homeowners-under-new-government-program</link>
		<comments>http://newjerseymortgageblog.com/help-for-new-jersey-unemployed-homeowners-under-new-government-program#comments</comments>
		<pubDate>Mon, 26 Apr 2010 23:15:10 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2412</guid>
		<description><![CDATA[Some unemployed homeowners will get a few months of relief on mortgage payments.  In a new government assistance plan, unemployed homeowners who are collecting unemployment AND who are no more than 90 days late can apply to get mortgage payments waived for a few months.  No credit requirements.  Homeowners should contact their lenders for details. Click to Share [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/help-for-new-jersey-unemployed-homeowners-under-new-government-program/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>John Paulson of Goldman Sachs Raked in a $Billion$ Dollars Betting Homeowners Would Lose Homes to Foreclosure</title>
		<link>http://newjerseymortgageblog.com/john-paulson-of-goldman-sachs-raked-in-a-billion-dollars-betting-homeowners-would-lose-homes-to-foreclosure</link>
		<comments>http://newjerseymortgageblog.com/john-paulson-of-goldman-sachs-raked-in-a-billion-dollars-betting-homeowners-would-lose-homes-to-foreclosure#comments</comments>
		<pubDate>Mon, 26 Apr 2010 22:21:11 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2417</guid>
		<description><![CDATA[And Here&#8217;s The Rest of the Story Uncovered &#8221;After&#8221; The Bailout John Paulson of Goldman Sachs raked in a Billion Dollars (&#8220;billion&#8221;) after betting that untold numbers of homeowners would lose their homes to foreclosure.  In his plight to get rich, Paulson and Goldman Sachs allegedly defrauded its own investors with profitable side bets on real [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When the &#8220;Bill&#8221; Collector Comes Calling About Your Delinquent Mortgage AFTER the Foreclosure</title>
		<link>http://newjerseymortgageblog.com/when-the-bill-collector-comes-calling-about-your-delinquent-mortgage</link>
		<comments>http://newjerseymortgageblog.com/when-the-bill-collector-comes-calling-about-your-delinquent-mortgage#comments</comments>
		<pubDate>Sun, 25 Apr 2010 15:59:36 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Equity Loans]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/when-the-bill-collector-comes-calling-about-your-delinquent-mortgage</guid>
		<description><![CDATA[With change in the mortgage and real estate world still happening like the weather, consider this change that might be on the horizon.  Imagine you went though a foreclosure and left your home equity or 2nd mortgage lender hanging out there with thousands unpaid.  Guess what?  This old debt is being sold to the dreaded [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Here&#8217;s a List of Resources and Contacts to Help You Modify Your New Jersey Mortgage or Save Your Home From Foreclosure</title>
		<link>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure</link>
		<comments>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure#comments</comments>
		<pubDate>Sun, 14 Mar 2010 23:57:57 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Obama Housing Stimulus]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2300</guid>
		<description><![CDATA[If you can no longer afford your mortgage payment and need assistance and information to help you through the process, visit some of the sites below.  Information will be most critical as you work to stay in your home and/or lower your payment.  You must stay informed.  Do not depend or rely on anything or [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>New Jersey Buyers Can Now Purchase Foreclosed Properties Using FHA Financing w/o Regard to 90-Day Anti-Flip Rule</title>
		<link>http://newjerseymortgageblog.com/new-jersey-buyers-can-now-purchase-foreclosure-properties-using-fha-financing-wo-regard-to-90-day-anti-flip-rule</link>
		<comments>http://newjerseymortgageblog.com/new-jersey-buyers-can-now-purchase-foreclosure-properties-using-fha-financing-wo-regard-to-90-day-anti-flip-rule#comments</comments>
		<pubDate>Thu, 04 Feb 2010 03:09:16 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time HomeBuyer]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Purchasing a New Home]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1963</guid>
		<description><![CDATA[Effective February 1, 2010, a new policy goes into effect that will speed the resale of foreclosed properties to buyers in New Jersey and other states. To help achieve the national goal of stabilizing home values and improving conditions in communities where foreclosure activity is high, Shaun Donovan, HUD Secretary, announced a temporary policy that will permit [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/new-jersey-buyers-can-now-purchase-foreclosure-properties-using-fha-financing-wo-regard-to-90-day-anti-flip-rule/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Help From Fannie Mae For Renters Living in Foreclosed Properties</title>
		<link>http://newjerseymortgageblog.com/help-from-fannie-mae-for-renters-living-in-foreclosed-properties</link>
		<comments>http://newjerseymortgageblog.com/help-from-fannie-mae-for-renters-living-in-foreclosed-properties#comments</comments>
		<pubDate>Mon, 31 Aug 2009 21:13:48 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Renters]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1108</guid>
		<description><![CDATA[Breaking News!! Renters in Fannie Mae-owned foreclosed properties can stay in their homes. This is such good news for renters.  For so long, renters have been ignored as the often complete innocent victim of the housing meltdown.  Now, a renter who wants to stay in a home that has been foreclosed can sign a month-to-month lease [...]]]></description>
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		<slash:comments>0</slash:comments>
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