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	<title>The New Jersey Mortgage Blog &#187; HUD</title>
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	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
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		<title>FHA Mortgage Qualification and Requirements in New Jersey May Get Tougher</title>
		<link>http://newjerseymortgageblog.com/fha-mortgage-qualification-and-requirements-may-get-tougher</link>
		<comments>http://newjerseymortgageblog.com/fha-mortgage-qualification-and-requirements-may-get-tougher#comments</comments>
		<pubDate>Thu, 03 Dec 2009 19:16:18 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[First Time HomeBuyer]]></category>
		<category><![CDATA[First Time Homebuyer Tax Credit]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Purchasing a New Home]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1359</guid>
		<description><![CDATA[What bad timing for New Jersey home buyers. Just when even more people are trying to buy new homes with the extended tax credit, HUD is considering asking Congress for authority to make changes to the FHA mortgage program.  All the changes would either make it more difficult or more costly for borrowers to buy [...]]]></description>
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		<title>Does HUD Owe You a Refund?  Check HUD&#8217;s Database Below for Your Name</title>
		<link>http://newjerseymortgageblog.com/does-hud-owe-you-a-refund</link>
		<comments>http://newjerseymortgageblog.com/does-hud-owe-you-a-refund#comments</comments>
		<pubDate>Mon, 21 Sep 2009 17:50:09 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1210</guid>
		<description><![CDATA[Did you buy a home after Sept. 1, 1983 with an FHA loan.  If yes, more than likely, you were required to purchase upfront mortgage insurance.  This rather large amount would have been added in as a closing cost on your loan. FHA was supposed to refund at least a portion of that insurance back [...]]]></description>
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