Avoiding a course in Economics, let me share one of the primary causes of mortgage rate fluctuations – in a very simple manner. When people, companies, etc., want to invest their money, they make decisions about how much risk they want to take. With our economy and the overseas economy being rather up and down [...]
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It is quite common to hear borrowers say they will refinance or want to refinance with their current mortgage lender because they have good credit and have paid their mortgage on time. The thought behind this is that the current lender will give them something great because of their good history. This is a fallacy. [...]
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