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	<title>The New Jersey Mortgage Blog &#187; Mortgage Underwriting</title>
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	<link>http://newjerseymortgageblog.com</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
	<lastBuildDate>Sat, 28 Jan 2012 20:57:41 +0000</lastBuildDate>
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		<title>New Jersey Mortgage Applicants:  What NOT To Do While Your Loan Application is Being Processed</title>
		<link>http://newjerseymortgageblog.com/new-jersey-mortgage-applicants-what-not-to-do-while-your-loan-application-is-being-processed</link>
		<comments>http://newjerseymortgageblog.com/new-jersey-mortgage-applicants-what-not-to-do-while-your-loan-application-is-being-processed#comments</comments>
		<pubDate>Sun, 25 Apr 2010 16:54:23 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Mortgage Qualifying]]></category>
		<category><![CDATA[Mortgage Underwriting]]></category>
		<category><![CDATA[Purchasing a New Home]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[First Time HomeBuyer]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2387</guid>
		<description><![CDATA[To insure mortgage approval and closing, the most important step you can take as a New Jersey mortgage loan applicant is to NOT make any changes to your job or financial picture until your mortgage loan has closed and the keys to the home are in your possession.  I have written about this before, but it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Delay Does Not Pay:  New Approval Guidelines Effective September 1, 2009 Will Make it Tougher for Many Borrowers</title>
		<link>http://newjerseymortgageblog.com/mortgage-delay-does-not-pay-new-approval-guidelines-effective-september-1-2009-will-make-it-tougher-for-many</link>
		<comments>http://newjerseymortgageblog.com/mortgage-delay-does-not-pay-new-approval-guidelines-effective-september-1-2009-will-make-it-tougher-for-many#comments</comments>
		<pubDate>Mon, 31 Aug 2009 21:43:25 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Mortgage Qualifying]]></category>
		<category><![CDATA[Mortgage Underwriting]]></category>
		<category><![CDATA[Purchasing a New Home]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1100</guid>
		<description><![CDATA[Here we go round again.   Effective September 1, 2009, Mortgage Approval Guidelines are set to change.   Sorry, most changes are not to your benefit Mr/Ms Borrower. It would seem to go against the grain at a time when there is a push for purchase activity and helping people save their homes. But once again this year, changed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Loans NOT Just for New Jersey 1st Time Homebuyers. Not at All.</title>
		<link>http://newjerseymortgageblog.com/fha-loans-not-just-for-1st-time-homebuyers</link>
		<comments>http://newjerseymortgageblog.com/fha-loans-not-just-for-1st-time-homebuyers#comments</comments>
		<pubDate>Mon, 08 Jun 2009 22:33:17 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Cashout Refinance]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Downpayment]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[First Time HomeBuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Underwriting]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Purchasing a New Home]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=565</guid>
		<description><![CDATA[The rumor that FHA mortgages are only for New Jersey first time homebuyers has circulated for many years.  I have heard it since I first began in the mortgage business many years ago. Let me confirm:  It is a BAD RUMOR.  Total misinformation. Anyone can get an FHA mortgage loan &#8211; anyone who qualifies of [...]]]></description>
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		<title>9 Things You Must NEVER Do While You Wait For Your New Jersey Loan To Close</title>
		<link>http://newjerseymortgageblog.com/9-things-you-must-never-do-while-you-wait-for-your-loan-to-close</link>
		<comments>http://newjerseymortgageblog.com/9-things-you-must-never-do-while-you-wait-for-your-loan-to-close#comments</comments>
		<pubDate>Sat, 16 May 2009 16:31:39 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Underwriting]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=338</guid>
		<description><![CDATA[After you apply for a mortgage in New Jersey and you&#8217;re told you have been pre-approved, don&#8217;t think it&#8217;s all smooth sailing to the closing table.  Because YOU might do something to foul things up.  Happens a lot, especially if you were not warned by your loan officer. Even if you were pre-approved at the [...]]]></description>
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