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	<title>The New Jersey Mortgage Blog &#187; Obama Rescue Plan</title>
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	<link>http://newjerseymortgageblog.com</link>
	<description>... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit &#38; More...</description>
	<lastBuildDate>Tue, 17 Aug 2010 03:28:12 +0000</lastBuildDate>
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		<title>Here&#8217;s a List of Resources and Contacts to Help You Modify Your New Jersey Mortgage or Save Your Home From Foreclosure</title>
		<link>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure</link>
		<comments>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure#comments</comments>
		<pubDate>Sun, 14 Mar 2010 23:57:57 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Obama Housing Stimulus]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=2300</guid>
		<description><![CDATA[If you can no longer afford your mortgage payment and need assistance and information to help you through the process, visit some of the sites below.  Information will be most critical as you work to stay in your home and/or lower your payment.  You must stay informed.  Do not depend or rely on anything or [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/heres-a-list-of-resources-and-contacts-to-help-you-modify-your-mortgage-or-save-your-home-from-foreclosure/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Can I Get a New Jersey Mortgage Loan Modification if I Am Unemployed?</title>
		<link>http://newjerseymortgageblog.com/can-i-get-a-mortgage-loan-modification-if-i-am-unemployed</link>
		<comments>http://newjerseymortgageblog.com/can-i-get-a-mortgage-loan-modification-if-i-am-unemployed#comments</comments>
		<pubDate>Sun, 03 Jan 2010 06:23:58 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Obama Housing Stimulus]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1697</guid>
		<description><![CDATA[Late in 2008, Congress created a panel to oversee the $700 billion TARP program. The panel warned the Obama Administration that the HAMP program (provided under the TARP initiative) would not help the huge numbers of homeowners who would stand to lose their homes because of the growing unemployment problem.
The Congressional panel warned that as [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/can-i-get-a-mortgage-loan-modification-if-i-am-unemployed/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Having Trouble Understanding &#8220;HAMP&#8221; &#8211; Obama&#8217;s Mortgage Modification Program?</title>
		<link>http://newjerseymortgageblog.com/having-trouble-understanding-obamas-mortgage-modification-program</link>
		<comments>http://newjerseymortgageblog.com/having-trouble-understanding-obamas-mortgage-modification-program#comments</comments>
		<pubDate>Sun, 03 Jan 2010 05:35:13 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Obama Housing Stimulus]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1687</guid>
		<description><![CDATA[Despite all the talk about mortgage modifications over the last year, there is still considerable misunderstanding and confusion about the who, what, when and how much.  If you think mortgage modification might be an option for you, learn more by watching the 2 videos below. In the drop down box at the bottom of [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/having-trouble-understanding-obamas-mortgage-modification-program/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America is Struggling With Mortgage Loan Modifications &#8211; NOT Getting Them Done</title>
		<link>http://newjerseymortgageblog.com/bank-of-america-is-struggling-with-mortgage-loan-modifications-not-getting-them-done</link>
		<comments>http://newjerseymortgageblog.com/bank-of-america-is-struggling-with-mortgage-loan-modifications-not-getting-them-done#comments</comments>
		<pubDate>Wed, 14 Oct 2009 14:23:27 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1276</guid>
		<description><![CDATA[Bank of America could collect about $6 billion if it meets the deadline set by the Federal government to help struggling borrowers for the Making Home Affordable program.
But the Treasury Department released a report last week that showed only 11 percent, about 95,000, of Bank of America’s delinquent borrowers who are potentially eligible for the [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/bank-of-america-is-struggling-with-mortgage-loan-modifications-not-getting-them-done/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>How to Use Obama&#8217;s Stimulus Plan to Refinance an Upside Down Mortgage</title>
		<link>http://newjerseymortgageblog.com/how-to-use-obamas-stimulus-plan-to-refinance-an-upside-down-mortgage</link>
		<comments>http://newjerseymortgageblog.com/how-to-use-obamas-stimulus-plan-to-refinance-an-upside-down-mortgage#comments</comments>
		<pubDate>Thu, 24 Sep 2009 23:25:41 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Obama Housing Stimulus]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1153</guid>
		<description><![CDATA[Regardless how much talk and information there is about refinance options under the Obama program, confusion about what to do and what can be done still exists &#8211; on a large scale. President Obama&#8217;s goal is to help people stay in their homes. Those who understand how to use Obama&#8217;s Stimulus Plan to refinance an [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/how-to-use-obamas-stimulus-plan-to-refinance-an-upside-down-mortgage/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>More Loan Modifications Under Obama Program Might Get Approved</title>
		<link>http://newjerseymortgageblog.com/more-loan-modifications-under-obama-program-might-get-approved</link>
		<comments>http://newjerseymortgageblog.com/more-loan-modifications-under-obama-program-might-get-approved#comments</comments>
		<pubDate>Sat, 12 Sep 2009 18:10:07 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=1133</guid>
		<description><![CDATA[Recently, the Treasury Department began reporting on what percentage of eligible loans have been modified by the big banks.  The belief is that this will spur the banks to modify more loans so they won&#8217;t be seen as &#8220;doing&#8221; and &#8220;committing&#8221; less than their peers.
Overall improvement has already been seen with 12% of eligibles being [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/more-loan-modifications-under-obama-program-might-get-approved/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Warning Regarding Mortgage Loan Modification Activity in New Jersey</title>
		<link>http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey</link>
		<comments>http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey#comments</comments>
		<pubDate>Tue, 09 Jun 2009 23:50:22 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Home Equity]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=571</guid>
		<description><![CDATA[
Mortgage loan modification has become very popular over the past year.  Even those who don&#8217;t own a home seem to know something about it or have heard the buzz.
Homeowners with mortgage loans try to get a modification when they find they can no longer afford the mortgage payment but cannot qualify to refinance.  Instead of [...]]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Millions of Americans Could Save Thousands Each Year by Refinancing Their Mortgages</title>
		<link>http://newjerseymortgageblog.com/millions-of-americans-could-save-thousands-each-year-by-refinancing-their-mortgages</link>
		<comments>http://newjerseymortgageblog.com/millions-of-americans-could-save-thousands-each-year-by-refinancing-their-mortgages#comments</comments>
		<pubDate>Wed, 13 May 2009 03:43:19 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Qualifying]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=94</guid>
		<description><![CDATA[

]]></description>
		<wfw:commentRss>http://newjerseymortgageblog.com/millions-of-americans-could-save-thousands-each-year-by-refinancing-their-mortgages/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who&#8217;s Eligible for a Mortgage Loan Modification Under the Obama Rescue Plan?</title>
		<link>http://newjerseymortgageblog.com/whos-eligible-for-a-mortgage-loan-modification-under-the-obama-rescue-plan</link>
		<comments>http://newjerseymortgageblog.com/whos-eligible-for-a-mortgage-loan-modification-under-the-obama-rescue-plan#comments</comments>
		<pubDate>Tue, 12 May 2009 01:49:48 +0000</pubDate>
		<dc:creator>CAROL</dc:creator>
				<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Mortgage Qualifying]]></category>
		<category><![CDATA[FHA Mortgage]]></category>
		<category><![CDATA[Obama Rescue Plan]]></category>

		<guid isPermaLink="false">http://newjerseymortgageblog.com/?p=154</guid>
		<description><![CDATA[The Treasury Department recently released its Home Affordable Modification Program guidelines.  The program is part of the Making Home Affordable initiative.  The guidelines include eligibility requirements to determine which homeowners qualify for relief under the plan. ]]></description>
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		<slash:comments>1</slash:comments>
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