Comments on: Warning Regarding Mortgage Loan Modification Activity in New Jersey http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey ... Keeping New Jersey Consumers and Mortgage Borrowers in the Loop ...... Mortgages, Refinancing, Credit & More... Thu, 17 Nov 2011 23:43:35 -0500 hourly 1 http://wordpress.org/?v=3.1.2 By: Zelda http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey/comment-page-1#comment-64 Zelda Wed, 24 Jun 2009 14:16:38 +0000 http://newjerseymortgageblog.com/?p=571#comment-64 yes working with wells fargo on a loan modification. only tried the pay companies because they both promised it would be quick yes working with wells fargo on a loan modification. only tried the pay companies because they both promised it would be quick

]]> By: Zelda http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey/comment-page-1#comment-63 Zelda Wed, 24 Jun 2009 13:44:56 +0000 http://newjerseymortgageblog.com/?p=571#comment-63 i have too many late payments on the loan to refinance it. some equity is there but got behind recently i have too many late payments on the loan to refinance it. some equity is there but got behind recently

]]> By: Carol Lloyd http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey/comment-page-1#comment-61 Carol Lloyd Tue, 23 Jun 2009 19:59:25 +0000 http://newjerseymortgageblog.com/?p=571#comment-61 I hate to hear your story. So similar to many others. I can't provide legal advice, however, as with any agreement, you should take a look at whatever you signed, <strong>if anything</strong>, and see if it offered you any protections. When you say "burned", does that mean you paid an upfront fee? Did you try to do the loan modification through your lender as mentioned in my original post? If not, give that a shot. If you meet the criteria, you should be able to get it done with your lender. I presume you know you cannot refinance, or that a refinance won't help you? If you are not certain, let me know. Good luck to you. I hate to hear your story. So similar to many others. I can’t provide legal advice, however, as with any agreement, you should take a look at whatever you signed, if anything, and see if it offered you any protections. When you say “burned”, does that mean you paid an upfront fee?

Did you try to do the loan modification through your lender as mentioned in my original post? If not, give that a shot. If you meet the criteria, you should be able to get it done with your lender. I presume you know you cannot refinance, or that a refinance won’t help you? If you are not certain, let me know.

Good luck to you.

]]> By: Zelda http://newjerseymortgageblog.com/warning-regarding-mortgage-loan-modification-activity-in-new-jersey/comment-page-1#comment-60 Zelda Sun, 21 Jun 2009 14:16:42 +0000 http://newjerseymortgageblog.com/?p=571#comment-60 i was burned 2x with someone saying they would do this for us. both promised a phony guarantee. can we sue these companies? i was burned 2x with someone saying they would do this for us. both promised a phony guarantee. can we sue these companies?

]]>